WHAT ARE LIG AND MIG FLATS?
There are a few types of flats that are constructed which are – JANTA, LIG, MIG, SFS, HIG, EWS. In this particular article, we are going to focus on only three types of FLATS which are – LIG, MIG, and HIG. And even from which our main focus is MIG flats. In the following paragraphs, you will get to know what is LIG, MIG, and LIG Flats? What is the difference between LIG and MIG Flats? How many rooms are there in MIG Flats? And finally, we will be discussing is DDA Flats 2021 worth buying?
So, getting back to our point, LIG MIG and HIG are categories in which the flats are divided. In general, anybody can buy and own these flats. First of all, you should know the full forms of these terms right.
WHAT IS THE FULL FORM OF LIG MIG AND HIG FLATS?
LIG, simply stands for Low Income Group or Grade. MIG stands for Middle Income Group or Grade. And finally, HIG stands for High Income Group or Grade. By this, you may have an idea now how these categories are decided, and here when we talk about Group – this group consists of people earning and grade is the sector where people earn the level of income to fall under any of these categories.
The BHK terminology has mostly been developed in Mumbai’s real estate market, whereas the terms like LIG, MIG, and HIG have been developed in New Delhi when DDA (Delhi Development Authority) started providing flats for people of each category.
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HOW DO WE DECIDE THE LIG MIG AND HIG GROUP?
Well, these categories are decided based on the income the group of people earn annually.
LIG includes the household that earns an income between ₹ 3 Lakh to ₹ 6 Lakh on annual basis or annually. People who belong to the low-income group are capable of making at least ₹ 3 to ₹ 6 Lakh annually. These people are categorized under the heading LIG. This housing is subsidized for comprising only one unit within a multi-Storey structure, not more than 60 sq.m. This is having only the necessities for inhabiting which may include basics like toilet facility, water and power supply, and the like.
MIG includes the household that earns an income between ₹ 6 Lakh to ₹ 12 Lakh annually. But there is a change. There are now two sub-categories of MIGs that are MIG-I and MIG-II category. The income of ₹ 6 Lakh to ₹ 12 Lakh falls under the MIG-I category while the household earning between ₹ 12 Lakh to ₹ 18 Lakh falls under the MIG-II category. Earlier it was introduced with the proposed carpet area of the household to comprise not more than 90 sq.m. for the MIG-I category, and 110 sq.m. for the MIG-II category. However, recently the policy was revised and renewed by the government, and the carpet area for both the categories was increased to 120 sq.m. and 150 sq.m. (MIG-I and MIG-II) respectively.
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HIG includes all the households that earn more than ₹ 18 Lakh. As it is obvious by its initials that the people (household) earning more than ₹ 18 Lakh per annum will be facilitated with larger surface area and much more facilities including more than just the basic necessities for living like luxuries in 2 BHK or 3 BHK flat, or maybe bungalows as accommodation, etc.
[NOTE: The above income criteria is not the annual income of an individual person but is the household income of including all the family members who are earning.]
WHAT IS THE DIFFERENCE BETWEEN MIG AND LIG FLATS?
By now you must have gotten an idea about the basic difference between the MIG and LIG flats. But here, let’s discuss it with more clarity. The carpet area of LIG flats is not going to be more than 60 sq.m. while the MIG has two categories 1st and 2nd having the carpet area of 120 sq.m. and 150 sq.m. respectively.
So, the first difference is the huge difference between these two categories’ carpet area. The second main difference is the income criteria of course. The LIG is the household group earning between ₹ 3 to ₹ 6 Lakh per annum while the MIG is the household group earning between ₹ 6 to ₹ 12 Lakh and ₹ 12 to ₹ 18 Lakh (MIG-I and MIG-II category respectively). There is one more difference between LIG and MIG flats I.e., LIG flats are mainly comprised of 1 BHK flat while MIG flats are 2 BHK.
HOW MANY ROOMS ARE THERE IN LIG MIG AND HIG FLATS?
Please Note- The following information is just a sample.
LIG: LIG is simply 1 BHK flat. This is not new to you yet 1 BHK stands for 1 bedroom, one hall or some kind of living space and 1 Kitchen. The apartments have spacious entry and windows (in the living room/ hall area) for proper ventilation. There are two toilets one is separate and the other is combined with a bathroom. The kitchen and washroom have windows too. The bedroom has 2 windows for proper ventilation and a raised-up area for Almirah and there is finally a balcony also.
DIMENSIONS: The dimensions of the balcony are approximately around 4.36 SQM. (2970 x 1470) and the dimensions of the bedroom are approximately around 10.06 SQM. (3005 x 330). The dimensions of the kitchen are approximately around 4.51 SQM. (1920 x 2350).
MIG: the MIG flat is 2 BHK but for the second category that is MIG-II, it might be 3 BHK. The 2 BHK stands here for 2 bedrooms (one master bedroom and one other bedroom), one hall or the living space and one kitchen. There is a balcony in the main/ master bedroom. There is the other bedroom. Then there is a kitchen of the same size as LIG. There are two toilets- one is separate and the other one is combined with the bathroom. There are number of windows for your proper ventilation and it is comparatively spacious than LIG 1 BHK Flat. The dimensions of the master bedroom are comparatively bigger but the size of the other bedroom is the same as LIG.
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HIG: 2 BHK & 3 BHK FLATS
2 BHK (HIG FLAT)
First of all, let’s discuss 2 BHK Flats for HIG- there are two bedrooms, one hall or living space, and one kitchen. But in the HIG flats, there is also a dining room. There are two bedrooms- one is the master bedroom and the other bedroom which are comparatively bigger than LIG and MIG flats. There are 2 toilets combined with the bathroom. The balcony and kitchen are also almost double the size of LIG or MIG. There are number of windows for proper ventilation.
DIMENSIONS: the dimensions of the 1st bedroom are around 3000 x 3955 (approximately), where there is a combined washroom with a toilet of the dimensions of 3040 x 1485 (approximately). The dimensions of the dining room are 4900 x 2930 (approximately). The dimensions of the kitchen are 3200 x 2325 (approximately). The dimensions of the second bedroom are 3365 x 3000 with a combined washroom of dimensions of 1925 x 2325 (approximately).
3 BHK (HIG FLAT)
The second category in HIG flats is 3 BHK where it stands for 3 bedrooms (one master bedroom and the other two bedrooms), one hall, and one kitchen. The flat has two balconies (one balcony is attached to the master bedroom) and one dining room, one living room, toilets. The dimensions of which all are larger than the others (MIG and LIG flats and even the category one HIG flats).
DIMENSIONS: the dimensions of the living room are 3370 x 7005 (approximately). The dimensions of the kitchen are 3085 x 3000 (approximately). The dimensions of the dining room are 3820 x 4170 (approximately). The dimensions of the master bedroom are 2930 x 4355 (approximately). The master bedroom has a combined washroom (dimensions of which are 1715 x 2325 approx.) and a balcony (as mentioned earlier). The dimensions of the other two separate toilets (each) are 1436 x 1625 (approximately). The dimensions of the other two bedrooms are 3177 x 3955 (approximately).
IS DDA FLAT(s) 2021 WORTH BUYING?
DDA HOUSING SCHEME: Before we discuss anything about DDA Flat’s worth, let us first get some information about the DDA Housing Scheme for the year 2021. This housing scheme is entirely based on an online method, for which DDA has also developed a new software called AWAAS.
Through this app, the interested applicants (the people who are interested in buying LIG, MIG, or HIG flats provided by this government authority called DDA) can adhere to all the formalities for the online application procedure, payment, and possession (absolutely online). The scheme is launched with over 1300 flats for sale on sale in four main categories- HIG, MIG, LIG, and Janta Flats. The locations for which are Dwarka, Jasola, Manglapuri, Vasant Kunj, and Rohini.
AVAILABILITY OF FLATS IN EACH CATEGORY (LIG, MIG, HIG, and the other)
The HIG flats are available in two categories that are 2 BHK and 3 BHK. The category of 3 BHK HIG flats is 215 in total. The location for which will be Jasola and Vasant Kunj. There are 757 flats available in the MIG category for which the locations will be Dwarka, Vasant Kunj, and Rohini. The EWS and LIG flats will be located in Dwarka, Rohini, Nareli, and Manglapuri.
SPECIFICATIONS OF THE SCHEME (for HIG):
This is the first time in history that the authority has provided multi-level underground parking with up to three parking spaces (each flat).
- There is also a three-tier water management model. With keeping in mind, water conservation, the flats are provided with a rainwater harvesting system.
- There is strict adherence to the National Building Code 2016 in its HIG Flats in Jasola.
- Recycled water will be used in urinals and for horticulture, under the plan of three-tier in-house water management.
- Water generated from rainwater harvesting could be used for bathing and also for kitchen purposes. For drinking RO-treated water is advised.
- There will be fire safety, provisional designs for wind and seismic loads, modern lighting techniques, and faster lifts for taller buildings.
ARE HIG FLATS WORTH BUYING?
Finally, let’s get back to the point that is DDA Flat(s) 2021 worth buying. Well, it is an absolute YES. It is a much better option than co-operative society or other builder’s flats in Delhi/ NCR – especially in the aspect of structural safety.
The primary reason to buy it would include- capital appreciation, clear title (as provided by the governmental authority the papers will be officially clear).